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Neighborhoodnews

Home Buying Tips 101

Chelsea Heights | Mortgage

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By: EYA Homes on March 25th, 2014

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If you are like many home buyers, you’ve likely spent many weekends touring Open Houses and hours browsing the latest listings. And at last, you found your dream home! Once you have the home under contract, it’s easy to get distracted with all the excitement, but a few small mistakes could end up costing you the home. Here are a few tips to help you through the purchasing process.

  • Understand your credit score and know how much you can afford to spend on a home.
  • Don’t make any large purchases such as a new car or furniture. Even if you find the perfect sofa or a blow-out big screen tv sale, resist temptation until you move in to your new home!
  • Don’t change or quit your job.
  • Make sure you don’t have any sudden changes in spending habits.
  • Don’t apply for new credit cards, originate inquiries into your credit or co-sign other loans.
  • Don’t leave out any debts or liabilities on your loan application. Full disclosure up front will save you a lot of headaches down the road!

Read more tips here or visit any one of our new home sales centers to discuss your buying power today!